Private Credit Due Diligence Tool

A guided company and credit assessment. Review the inputs, understand the assumptions and use an indicative result to frame deeper due diligence.

📊 Multi-Factor Analysis

🎯 Risk-Adjusted Scoring

📈 Real-Time Evaluation

Structured assessment

Ask better questions before making decisions.

Complete the guided evaluation to organize information on financials, risk and market position. This preview calculates an indicative score locally in your browser. Do not enter real confidential or personal financial information.

Assessment currency

Enter every financial amount in the selected currency. Switching currencies changes the unit; it does not convert values.

Select Client Type

Choose the type of due diligence evaluation you need

🏢

Enterprise

Institutional-grade due diligence for corporate entities, businesses, and organizations.

Includes:

Corporate financial analysis
Business valuation metrics
Industry benchmarking
Corporate governance review
Basel III compliance check

👤

Private Individual

Expert-level personal due diligence for high-net-worth individuals and private clients.

Includes:

Personal financial assessment
Individual risk profiling
Source of funds verification
Personal credit evaluation
Expert compliance review

⚠️ Expert-Level Due Diligence: Private individual assessments include enhanced verification procedures, source of funds analysis, and comprehensive personal risk profiling.

Project Information

Provide basic details about the private credit opportunity

Project/Company Name *

Country *

Sector *

Requested Loan Amount (EUR) *
Total financing amount requested

Loan Tenor (months) *
Repayment period in months

Proposed Interest Rate (% p.a.) *
Annual interest rate percentage

Loan Purpose *

Financial Information

Key financial metrics and performance indicators

Annual Revenue (EUR) *
Most recent fiscal year revenue

EBITDA (EUR) *
Earnings before interest, tax, depreciation & amortization

Total Assets (EUR) *
Total value of all company assets

Total Liabilities (EUR) *
All debt and financial obligations

Years in Operation *

Number of Employees *

Existing Debt (EUR)
Current outstanding debt (optional)

Collateral Value (EUR)
Estimated value of pledged collateral (optional)

Audited Financial Statements Available? *

Risk Assessment

Evaluate key risk factors and mitigation strategies

Credit History *

Management Experience *

Market Position *

Political/Regulatory Risk *

Currency/FX Risk *

Customer Concentration Risk *

Personal/Corporate Guarantees *

Market Analysis

Industry dynamics and competitive positioning

Industry Growth Outlook *

Competitive Intensity *

Barriers to Entry *

Regulatory Complexity *

ESG Compliance *

Exit Strategy Clarity *

Additional Notes/Comments

Personal Information

Provide personal details for expert-level individual due diligence

Full Legal Name *

Date of Birth *

Nationality *

Country of Residence *

Employment Status *

Occupation/Profession *

Requested Loan Amount (EUR) *

Loan Purpose *

Personal Financial Information

Detailed personal financial assessment for expert evaluation

Annual Personal Income (EUR) *

Monthly Living Expenses (EUR) *

Total Personal Assets (EUR) *
Cash, investments, property, vehicles, etc.

Liquid Assets (EUR) *
Cash and easily convertible assets

Total Personal Liabilities (EUR) *

Monthly Debt Payments (EUR) *

Property Ownership *

Primary Source of Funds *

Personal Risk Profiling

Expert-level individual risk assessment

Personal Credit History *

Income Stability *

Employment Stability *

Number of Dependents *

Legal/Regulatory Issues *

Politically Exposed Person (PEP)? *

Verification & Documentation

Final verification and compliance assessment

ID Documents Available *

Address Verification *

Tax Compliance Status *

Professional References *

Previous Loan Experience *

Loan Repayment Plan *

Additional Notes

What does the result mean?

The score is an educational indicator based on supplied inputs. It is not a credit decision, investment recommendation or verified due-diligence report. Validate the source documents and assumptions before relying on it.